Kinecta Federal Credit Union

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Kinecta Federal Credit Union

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About Us

Kinecta Federal Credit Union ( is one of the nation’s largest credit unions, with approximately $4.7 billion in assets; 21 branches; two retail mortgage centers; and more than 245,000 members nationwide. Operating in the South Bay for 80 years, Kinecta offers its members a full range of financial products through the Credit Union and its subsidiaries, Kinecta Wealth Management and Kinecta Insurance Services. From 2011-2020, Kinecta has been named one of the South Bay’s Best Credit Union by Daily Breeze readers.
From the beginning, we have helped our members fulfill their dreams. In 1940, Hughes Aircraft Employees Federal Credit Union was an idea born from a simple inconvenience: employees of the Hughes Aircraft Company were spending too much lunchtime driving downtown to handle their finances. So why not start a credit union, right there at the plant?
“I went to Mr. Hughes’ office in Hollywood and talked to his secretary Nadine. I gave her all the facts and Mr. Hughes said, ‘Sure. Start the Credit Union. Just keep my name clean. I don’t want anything funny going on.’ I said, you can be sure of that. And Hughes Credit Union was born.”
– Lou Merandi, Credit Union Founder & Hughes Aircraft Chief Tool Designer, 1937-1981
In October 1940 a United States government charter was issued to establish the Credit Union. Each of the 12 founders deposited $5 to make the Credit Union’s total assets $60. Membership cost 25 cents and the maximum loan amount was $200. We launched our name change to Kinecta Federal Credit Union in July 2001, after serving our members proudly as Hughes Aircraft Employees Federal Credit Union for more than 70 years. As we continue to expand our position as a leader in the financial services industry our Kinecta name and logo represent our continued commitment to delivering unequalled value to the members-owners of Kinecta Federal Credit Union. Our promise: Every aspect of our organization, from our employees, to our communications, to our products and services, sets standards of excellence by remembering that our business is serving our members. And we’re committed to doing that better than anybody.
NOTE: Please do not use this site to originate formal complaints. Direct all disputes related to Regulation E (Electronic Funds Transfer Act), billing related to Regulation X (Real Estate Settlement Procedures Act [RESPA]), a direct dispute about furnished information to the credit reporting agencies under FCRA, or any other formal inquiry about your account with Kinecta to Kinecta’s Member Contact Center at 800.854.9846.